Job description

•    Knowledge in US GAAP (Generally accepted accounting principles) and IFRS International Financial reporting standard.
•    Assessment / Evaluation of financial statement analysis
•    In-depth Knowledge of credit risk assessment, management and decision making
•    In-depth knowledge in Financial ration analysis
•    Sourcing of financial statement and analysis with the help of non-financial statements
•    Hands on experience in Property valuation for Europe continent
- Strong analytical and decision-making skills.
- Excellent understanding of banking sector regulatory requirements related to credit risk.
•    Proficiency in risk management software and tools.
- Strong communication and interpersonal skills.
- Ability to manage multiple clients and projects simultaneously.
- Leadership skills with the ability to inspire and develop a team.
Client Management:
- Serve as the primary point of contact for banking sector clients regarding credit risk management services.
- Understand client needs and ensure that services meet or exceed client expectations.
- Develop and maintain strong client relationships to foster long-term partnerships.
Credit Risk Management:
- Develop, implement, and oversee credit risk management policies and procedures tailored to client requirements.
- Monitor and assess the credit risk profile of client portfolios.
- Conduct regular credit risk assessments, stress testing, and scenario analysis.
- Provide strategic recommendations to clients to mitigate credit risks.
Service Delivery:
- Ensure the timely and accurate delivery of credit risk management services to clients.
- Maintain high standards of quality and compliance in service delivery.
- Develop and manage service level agreements (SLAs) with clients.
Team Leadership:
- Lead, mentor, and develop a team of credit risk analysts and managers.
- Foster a culture of continuous improvement and professional development within the team.
- Allocate resources effectively to meet client and business needs.
Compliance and Reporting:
- Ensure compliance with all relevant client, regulatory, and industry standards.
- Prepare and present regular reports on credit risk management activities and outcomes to clients and senior management.
- Keep abreast of changes in regulations and best practices in credit risk management.
Operational Efficiency:
- Identify and implement process improvements to enhance the efficiency and effectiveness of credit risk management services.
- Leverage technology and data analytics to optimize service delivery.

Qualifications:

- Bachelors degree in Finance, Accounting, Business Administration, or a related field. MBA or relevant certification (e.g., CFA, CPA, ICWA) is a plus.
Experience:
- Minimum of 10-15 years of experience in credit risk management (Corporate underwriting equivalent experience), with a significant portion in the banking sector.
- Experience working in a BPO or shared services environment is highly desirable.
- Proven track record of managing client relationships and delivering high-quality services.